Free AI tool
A budget built around your actual life
Add what comes in, what has to go out, and what you want next. You’ll get a practical monthly plan — not a lecture about giving up every tiny joy.
No perfect numbers required
Estimate what you don’t know. A useful rough plan beats a perfect budget that lives forever in your notes app.
- ✓ Monthly spending plan
- ✓ Goal-friendly amount
- ✓ Clear next steps
- ✓ Honest over-budget warning
Want to keep the plan on paper?
The $16 Budget Workbook turns the monthly plan into a repeatable routine.